• LVR – We usually extend up to 65% LVR against standard commercial properties, although can consider up to 80%. *The LVR may be lower for commercial properties considered to be non-standard or specialised.
Hence, the minimum deposit that can be considered is 20%
• Term – Up to a maximum of 30 years
• Pricing – Case by case based on LVR, customer profile and risk grade

• Capacity to Service – Standard Business lending servicing policy
applies. It is important to note:

– Living expenses, business and personal debts must be taken into consideration.

– Sensitised Rates on your other debt will apply when calculating capacity.

– Low Doc and Lease Doc Commercial Loan Options are available depending on the situation

Follow this link for more information on a commercial loan