If you’ve built wealth in Bitcoin, you’ve probably run into the same problem: traditional lenders won’t recognise it.

Until now.

Australia has just seen the launch of its first Bitcoin-backed home loan, allowing crypto investors to unlock property funding without selling their digital assets.

This isn’t just a personal loan or a margin facility. It’s a genuine home loan—secured by your Bitcoin holdings—with the option to borrow up to $5 million, at up to 60% LVR, and repay interest in either Bitcoin or Aussie dollars. Approval time? As little as 24 hours.

Why this matters

Historically, using crypto to buy a home meant liquidating your Bitcoin, triggering capital gains, and giving up potential future upside. Not anymore.

This new crypto-secured lending model lets you:

  • Use Bitcoin as loan collateral without selling it

  • Retain ownership and upside exposure to your crypto portfolio

  • Access capital quickly to seize property opportunities

  • Diversify into real assets while staying in the crypto game

If you’ve been priced out of property finance because your wealth doesn’t sit neatly in a traditional bank account, this changes the rules.

Who it’s for

  • Bitcoin holders with significant holdings

  • Long-term investors who don’t want to sell

  • Founders, early adopters, and anyone crypto-native

  • High-net-worth individuals looking to diversify into real estate

  • Individuals with bad credit that can not borrow on prime interest rates

What you can do now

This is a new category of lending—and not all brokers understand how to navigate it. At Loanbrite, we specialise in complex and non-bank lending, and we’re across the latest developments in crypto-backed mortgages.

If you want to explore how your Bitcoin can help you buy a home—without giving it up—get in touch. We’ll walk you through what’s possible and help structure a solution that fits.

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    to speak with a broker who understands both crypto and credit.