Archive: April 2025

Investing, Lender features, Loan, Mortgage, Mortgage News, Planning, Property | April 11, 2025
Why Use a Mortgage Broker in Australia? The Benefits Explained

In a recent X post, @ausstockchick sparked a conversation about dealing directly with banks versus using mortgage brokers, with some expressing skepticism about the latter. However, the numbers tell a different story—75% of Australian mortgages are now facilitated by brokers, a sharp rise from 40% in 2009. So, what’s driving this shift? Let’s break down the benefits of using a…

Why You Can’t Get a Second Business Loan (Even If You Can Afford It)
Asset Equipment Finance, Business, Lender features, Loan | April 6, 2025
Why You Can’t Get a Second Business Loan (Even If You Can Afford It)

You Can Afford It — So Why Won’t They Lend You More? You’ve built a growing business. You’re paying your current loan on time. You can clearly afford more funding. But every time you apply for a second business loan, the response is the same: ❌ “We can’t approve you with an existing unsecured loan on file.” If that’s your…