Blog on Finance & Loans

Uncategorized | September 7, 2022
Personal loan calculator

RateSetter is an online marketplace where people lend and borrow money. By cutting out traditional middlemen both investors and creditworthy borrowers can get better rates. Why get a RateSetter loan? 1. Better rates Lower rates to reward good borrowers 2. Fast Online application, completed in minutes 3. Smart Low fees and no early repayment penalties 4. Simple Easy repayment and loan management 5. Flexible Personal loans from $2,001 to $35,000…

Property Development Loan with no pre sales Melbourne Victoria - Case Study
Uncategorized | August 6, 2022
Property Development Loan with no pre sales Melbourne Victoria – Case Study

A client approached us seeking a property development loan with no pre-sales in Melbourne Victoria. He had purchased a development site in Melbourne’s Bentleigh East and was seeking a construction loan. There was plans & permits for the development of 4 town homes on the current site. The client had approached several banks, with the consensus being that they could…

The Benefits of an Asset Rental
Asset Equipment Finance, Business, Uncategorized | August 2, 2022
The Benefits of an Asset Rental

Asset leasing allow businesses to utilise products and equipment that they may not be able to afford independently. This might be because of a limited time in business or poor credit due to too many credit enquiries. This form of business agreement is becoming increasingly popular for its myriad of benefits; including its ability to improve cash flow, and offer…

A SIMPLIFIED WAY FOR YOU TO REFINANCE YOUR BUSINESS, COMMERCIAL AND HOME LOANS
Lender features, Mortgage, Mortgage News | July 18, 2022
A SIMPLIFIED WAY FOR YOU TO REFINANCE YOUR BUSINESS, COMMERCIAL AND HOME LOANS

We have an option to assess your capacity to repay by reviewing the business and home lending that is being replaced or refinanced, checking to ensure the commercial loan being refinanced has had no late payments over the past 12 months, and that any individual associated with the lending has had no late payments on any consumer facilities (including the…

The Role of Private Lenders During the COVID19 Crisis
Business, Investing, Lender features, Mortgage, Mortgage News | May 31, 2020
The Role of Private Lenders During the COVID19 Crisis

Australian businesses have had a very rocky start to 2020, to say the least. Businesses were still recovering from the impact of the bushfires are now having to face cancelled events, dwindling customers, reduced rental income and supply chain disruptions as a result of the COVID19 outbreak. It’s taking a real toll on companies, particularly SMEs. While there are an…

Changes to sale of land laws under the Sale of Land Amendment Act 2019 are now in effect.
Investing, Loan, Mortgage, Property | March 9, 2020
Changes to sale of land laws under the Sale of Land Amendment Act 2019 are now in effect.

From 1 March, 2020: Vendors and agents cannot knowingly conceal any material facts about a property when selling land. Vendors and agents cannot hold public auctions of land before 1pm on Anzac Day, with fines of over $16,000 for non-compliance. There is greater protection for people who purchase options to buy land as part of a land banking scheme, including…